Portfolio

Many lenders decline smaller-value properties because they rely on rigid minimum property-value requirements, often requiring each individual asset to meet a set threshold. At InterCapital Funding Inc., we take a more practical, deal-focused approach. When one property does not meet the minimum value on its own, we may be able to structure a portfolio loan using two or more properties so the combined collateral value supports the financing request. This gives real estate investors more flexibility to unlock equity, refinance scattered-site rentals, acquire additional properties, or stabilize portfolios that traditional lenders may overlook. We understand that strong investment opportunities do not always fit inside a standard lending box — and our goal is to help you structure the capital needed to keep building.