Everyone’s talking about housing affordability again, and Donald Trump just put a spotlight on a truth many buyers and local investors already feel:
In markets like Atlanta and Jacksonville, everyday people aren’t just competing with each other—they’re competing with institutional investors that control 20–25% of the single-family rental market.
Nationally, Wall Street only owns about 2% of single-family rentals.
But locally? The concentration is massive—and it’s reshaping who gets access to homes.
Why This Matters
When large funds dominate a market:
- Prices rise faster
- Cash offers crowd out families and small investors
- Financing creativity matters more than ever
That’s why this conversation isn’t just political—it’s practical.
Where InterCapital Funding Comes In
At InterCapital Funding, we’ve built our platform for moments exactly like this.
We help:
- Local investors
- Builders & rehabbers
- Buyers overlooked by traditional banks
Compete and win—without needing Wall Street-sized balance sheets.
We specialize in:
- Asset-based & DSCR loans
- Bridge and short-term capital
- Creative, deal-first financing (the loan fits the deal—not the other way around)
- Capital strategies designed for real markets, not spreadsheets
While institutions rely on scale, we rely on structure, speed, and strategy.
The Opportunity Ahead
As pressure mounts on institutional buyers, the advantage shifts back to:
- Local operators
- Relationship-driven capital
- Smart investors who know how to structure deals
That’s where real wealth is built—on the ground, not on Wall Street.
Call to Action
If you’re:
- Competing in a tight market
- Tired of banks saying “no”
- Looking for a capital partner that understands real estate, not just credit boxes
Connect with InterCapital Funding.
We’re here to help you secure the deal, scale responsibly, and stay competitive—no matter how the rules change.
Homes should build communities. Capital should empower people.